4 Awesome Apps That Will Help You With Your Budget

Keeping track of your expenses can be brutal. For most of us, living paycheck to paycheck is the norm, and finding a way to save up can seem impossible. Fortunately, a great budgeting app can help you keep track of where you are going astray with your money, and help you put it aside for better things. Here are our top 4 favorite apps for budgeting, and what they do to help you.


If you know your budgeting problems are due to overspending, pocketguard is the perfect app for you. It links to your bank accounts and tracks every expenditure you make, comparing it against your budget. You’ll know immediately if those $5 lattes at Starbucks start to add up. It also tracks recurring bills such as phone and Internet and constantly searches for deals that will save you money. It is easy to set up and comes highly recommended.

Pocketguard is available for free on both iOS and Android.


This app makes you account for every single dollar that comes into your home. The perfect app for people who enjoy having the highest level of control over things, it will help you to budget by making you think about every aspect of the money coming in—and going out. One of its many features includes goal tracking, so you can see how close you are to paying off debt or saving up for that awesome vacation.

YNAB is $6.99 per month and is widely available. You can use it through iOS, Android, the web, or even Alexa.


Available on both iOS and Android, this app helps you invest for your future in a way that takes almost no thought. It simply rounds up all of your purchases to the nearest dollar and invests your change for you. This is the perfect way to save for people who simply aren’t good at keeping track of things and will allow you to save and invest mindlessly.

The app itself is free, but it costs about $1 a month to maintain your portfolio using Acorn.


This app has some of the most abundant features out of all budgeting apps. It keeps track of everything you spend in real time and reports back to you not only where you are against your goals but alerts you if you’re about to go over budget. It can be hooked up to all your bank accounts and is made by the same company that designed QuickBooks. Mint has an enormous array of features, all for free, and is available on both iOS and Android. Yet another highly recommended app.

Saving money can be hard, especially if you aren’t strong on willpower, to begin with. Luckily, these 4 great apps can make a huge difference in how you think about your money. Whether you prefer to keep your lattes but know the fact that it is 50 cents more means retirement savings later, or precise planning of absolutely every cent that comes through the door, there is an app tailor-made for you.

Readers Bureau, Contributor

Edited by Jesus Chan

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